Hello, toasters!
For those of you who have previously read this blog, you may find it pretty rich that I, of all people, am handing out advice on this untested, eventually-fatal rollercoaster we call 'life'.
But, I'd like to believe that I've learnt a few things whilst making my many, many mistakes, and I wish to share my wisdom with all you lovely people.
Disclaimer: I use the term 'wisdom' very loosely.
First off, you know what they say about keeping your friends close and your enemies closer? Screw that!
Surrounding yourself with people you don't like and/or trust is never going to work well.
What if you become their bridesmaid and they ask you to help them pee in their huge wedding dress?
You get the initial 'eww' with the added bonus of resenting the person because you don't even like them, you just kept them close because some cliche drama told you to.
Good job.
Secondly, don't hoard money like there's no tomorrow.
If you're saving up for something, then that's great, but I'm talking about the people who constantly save for a 'rainy day' then never use it.
What if today is your metaphorical 'rainy day' and spending £20 on a night out with the girls will cheer you up immensely?
I admit I am really quite broke right now, but I put that down to paying for a school trip in January that I didn't expect to be as expensive as it was. So yes, I am being a teensy bit hypocritical on this one....
But if you want to do something, and your funds allow it, then go for it!
Life is to be lived, not to be indefinitely shut away watching Netflix (although that is a substantial part of it).
Whilst saying yes to everything will probably get you an STI, saying no to absolutely everything will just make you miserable. Whilst you shouldn't go to either extreme, try to find a balance that doesn't result in misery or herpes.
Next up, try to enjoy each type of weather the different seasons bring.
I don't mean every single day, because sometimes the weather can be a complete pain, but every so often just stop to appreciate the power of the wind, or the beautiful stormy clouds before they go.
One of my best experiences in New York was walking around Times Square in the rain. I'd given my coat to my Grandma who had lost hers (of course) and I realised I'd forgotten how fun it was to embrace the rain and let it fall on your skin rather than cover up and run from it.
What I'm trying to say is that learning to appreciate the little things that happen every single day will make things in general seem a lot brighter, and you'll start to notice loads more things that you didn't even know you appreciated.
Personally. I've realised that I really appreciate drivers who actually indicate. Go figure.
Finally, find something or someone that makes you overwhelmingly happy.
It could be an old jumper that smells like home, or Tom Hiddleston's ass. Whatever floats your boat.
Just find something and indulge in it, at least once a week to make you feel great again.
For me, it's my talking Pokemon plushie Snivy. I don't know why, but putting a voicebox into a toy kind of makes it an adorable pet.
It was a toss up between Snivy and my boyfriend, but Dan, you aren't a Pokemon with ridiculously tiny legs so I'm afraid you lost out.
I'll leave you with a photo of Snivy just so you can see how cute she is :3
What life lessons have you got to share? Let me know in the comments & don't forget to subscribe :)
Sammie
xoxo
If you liked this, you may also like:
London Calling
How I got someone to put up with me (love me, even) for a year
Drunk thoughts
Showing posts with label student finance. Show all posts
Showing posts with label student finance. Show all posts
Sunday, March 2, 2014
Thursday, November 14, 2013
Money-Saving Challenge of the week: Not to spend ANYTHING
Hello, toasters!
So in one of my last posts I set myself the challenge of spending absolutely nothing for a whole week.
I survived, so I thought I'd share with you my findings from the past week...
Monday
This was when I decided to challenge myself to not spend anything. My bank had just texted me to let me know how poor I was, so I decided to try and be a super-scrimper on a 1-week trial basis.
I feel that maybe a reason that I was broke was because I'd become slightly addicted to Dominos pizzas, and at £10 a pop, its not the best thing to be having more than once a week.
I took my own lunch into uni (the healthy combination of golden niuggets cereal, a can of coke and an apple) which helped to keep the cost down, but I couldn't help but look longingly at the great-smelling hot food sold in the canteen.
Amount Spent: Nothing
Mood: Determined to get out of my overdraft
Top tip of the day: When in doubt, take a box of kiddies cereal for lunch
Tuesday
Today was a bit easier, as I had 'independent study'... i.e. the teacher couldn't think of anything to do.
So as I didn't have to go into uni, I didn't have to worry about being tempted by the hot food on offer.
I had tortellini for lunch, and chicken & oven chips for dinner- just using up things from my freezer drawer.
If anyone else is a tortellini fan, I'd say avoid the Asda herb tortellini like the plague.
It has such a gritty texture, I felt like I'd swallowed a beach.
Actually, whilst were on the subject of tortellini, is anyone else currently angry with Sainsburys?
The bastards discontinued the four cheese tortellini I practically lived off last year.
Sorry, that was a bit off-topic, but its an important matter to me!
Amount Spent: Nothing
Mood: Chuffed that I had a four hour lie- in!
Top tip of the day: Avoid Asda where possible in the pasta department
Wednesday
Today was a truly great day for me... I saw Bill Bailey!
And as cool as he was (I was in the fifth row!) the arrival of my mum meant one glorious thing- FREE FOOD!
Usually, we just go to the Harvester, but I found out about this classy Chinese restaurant in town that I wanted to try.
It was incredible, and the best thing was is that it was all-you-can-eat, so we could try everything. Twice.
Having been given strict instructions from my housemates, I had sneakily bought 3 Tupperware containers with me in my bag, and so me & my mum made it our mission to not go home empty handed.
Honestly, I don't think I've ever laughed so hard as when mum came back to the table, proudly carrying a huge plate heaped with about 200 gummy milk bottles.
We managed to squish everything into the boxes, and we headed home with one box of sweets, and two rammed with lemon chicken.
Amount Spent: Nothing
Mood: It's Bill Bailey, from Have I Got-Never Mind The-Black Books-QI-for you!
Top tip of the day: Take plastic containers and be ninja-thieves when you visit an all-you-can-eat buffet
Thursday
Okay, so it turns out reheated lemon chicken isn't great, so I've basically just been left with enough sweets to put anyone into a coma.
I didn't have uni today (I have so many days off! I mean, I love my course, but it feels silly paying £8600 a year when I only have 3 days in!!) so again, I wasn't tempted by the hot food on offer there.
Basic pasta for lunch, and a bit of everything from my freezer drawer for dinner- it was one of those nights where I though 'Hey, this mini pizza will go great with roast parsnips and a naan bread!'
I don't know how I got into that very dark place, but I am older & wiser now.
Amount Spent: Nothing
Mood: WHYYYY
Top tip of the day: If you're mixing food types like this, you should probably take a day off. Or a week off, depending on how bad your sugar coma is from all those sweets.
Friday
Today I had a full day at uni!
I know, right?! A full day!!! It's like what I'm paying for is actually reasonable!
But having spent an entire day in the computer room, when it came to lunch time, I just couldn't bring myself to dig into the cereal I had bought with me.
I'm afraid I did a terrible thing- I bought a jacket potato
*gasps*
I couldn't help it! It was more tempting than a photo opportunity is to a politician!
But, it was the best jacket potato of my life.
Any and all inner turmoil I had going on about losing my challenge disappeared the moment I took the first bite. It was so soft, and exactly what I needed.
Amount Spent- £3.00
Mood: Bite me.
Top tip of the day: Maybe treating yourself once in a while is a good thing. But if you really cant spend anything, getting up 10 minutes earlier to make something more tempting than dry cereal is a good idea.
Saturday
So I was definitely feeling guilty about my jacket potato, and found myself obsessing over whether I'm just a really weak person or not.
I came to the conclusion that in most things, I'm pretty strong.
But when it comes to food, sleep, exercise, or anything to do with owls, I'm weaker than the watered-down alcohol you get at weddings.
So to
cheer myself up, for lunch I decided to make myself onion bruschetta! (Think
really posh cheese on toast)
It was amazing, and the recipe is as follows:
When it came to dinner, we really didn't fancy anything he had in his cupboard (no surprise there, he's a typical guy when it comes to food) so we went to Wetherspoons and he paid which was really sweet!
Usually I insist on going Dutch for meals out etc. but as this was my week of scrooge-ness, he treated me.
Amount Spent: Nothing
Mood: Very happy
Top tip of the day: If possible, have a nice boyfriend who doesn't mind treating you once in a while.
Result:
So throughout the whole week, I only spent £3.00, which I think is pretty good going!
I wouldn't say that I've learnt anything in particular, but I know that my bank balance is looking pleased.
If this were one of those school science experiments that you had to prepare and write up, it would look like this:
· Question: Can Sammie go a week without spending anything?
· Hypothesis: Probably not.
· Observations: I did pretty well, but its fair to say I relied on my friends and family quite a bit.
· Conclusion: I can do it, it just requires more will power than I currently possess...
Have any of you challenged yourselves to do something like this? If so, how did it go?
Let me know :)
Sammie
xoxo
So in one of my last posts I set myself the challenge of spending absolutely nothing for a whole week.
I survived, so I thought I'd share with you my findings from the past week...
Monday
This was when I decided to challenge myself to not spend anything. My bank had just texted me to let me know how poor I was, so I decided to try and be a super-scrimper on a 1-week trial basis.
I feel that maybe a reason that I was broke was because I'd become slightly addicted to Dominos pizzas, and at £10 a pop, its not the best thing to be having more than once a week.
I took my own lunch into uni (the healthy combination of golden niuggets cereal, a can of coke and an apple) which helped to keep the cost down, but I couldn't help but look longingly at the great-smelling hot food sold in the canteen.
Amount Spent: Nothing
Mood: Determined to get out of my overdraft
Top tip of the day: When in doubt, take a box of kiddies cereal for lunch
Tuesday
Today was a bit easier, as I had 'independent study'... i.e. the teacher couldn't think of anything to do.
So as I didn't have to go into uni, I didn't have to worry about being tempted by the hot food on offer.
I had tortellini for lunch, and chicken & oven chips for dinner- just using up things from my freezer drawer.
If anyone else is a tortellini fan, I'd say avoid the Asda herb tortellini like the plague.
It has such a gritty texture, I felt like I'd swallowed a beach.
Actually, whilst were on the subject of tortellini, is anyone else currently angry with Sainsburys?
The bastards discontinued the four cheese tortellini I practically lived off last year.
Sorry, that was a bit off-topic, but its an important matter to me!
Amount Spent: Nothing
Mood: Chuffed that I had a four hour lie- in!
Top tip of the day: Avoid Asda where possible in the pasta department
Wednesday
Today was a truly great day for me... I saw Bill Bailey!
And as cool as he was (I was in the fifth row!) the arrival of my mum meant one glorious thing- FREE FOOD!
Usually, we just go to the Harvester, but I found out about this classy Chinese restaurant in town that I wanted to try.
It was incredible, and the best thing was is that it was all-you-can-eat, so we could try everything. Twice.
Having been given strict instructions from my housemates, I had sneakily bought 3 Tupperware containers with me in my bag, and so me & my mum made it our mission to not go home empty handed.
Honestly, I don't think I've ever laughed so hard as when mum came back to the table, proudly carrying a huge plate heaped with about 200 gummy milk bottles.
We managed to squish everything into the boxes, and we headed home with one box of sweets, and two rammed with lemon chicken.
Amount Spent: Nothing
Mood: It's Bill Bailey, from Have I Got-Never Mind The-Black Books-QI-for you!
Top tip of the day: Take plastic containers and be ninja-thieves when you visit an all-you-can-eat buffet
Thursday
Okay, so it turns out reheated lemon chicken isn't great, so I've basically just been left with enough sweets to put anyone into a coma.
I didn't have uni today (I have so many days off! I mean, I love my course, but it feels silly paying £8600 a year when I only have 3 days in!!) so again, I wasn't tempted by the hot food on offer there.
Basic pasta for lunch, and a bit of everything from my freezer drawer for dinner- it was one of those nights where I though 'Hey, this mini pizza will go great with roast parsnips and a naan bread!'
I don't know how I got into that very dark place, but I am older & wiser now.
Amount Spent: Nothing
Mood: WHYYYY
Top tip of the day: If you're mixing food types like this, you should probably take a day off. Or a week off, depending on how bad your sugar coma is from all those sweets.
Friday
Today I had a full day at uni!
I know, right?! A full day!!! It's like what I'm paying for is actually reasonable!
But having spent an entire day in the computer room, when it came to lunch time, I just couldn't bring myself to dig into the cereal I had bought with me.
I'm afraid I did a terrible thing- I bought a jacket potato
*gasps*
I couldn't help it! It was more tempting than a photo opportunity is to a politician!
But, it was the best jacket potato of my life.
Any and all inner turmoil I had going on about losing my challenge disappeared the moment I took the first bite. It was so soft, and exactly what I needed.
Amount Spent- £3.00
Mood: Bite me.
Top tip of the day: Maybe treating yourself once in a while is a good thing. But if you really cant spend anything, getting up 10 minutes earlier to make something more tempting than dry cereal is a good idea.
Saturday
So I was definitely feeling guilty about my jacket potato, and found myself obsessing over whether I'm just a really weak person or not.
I came to the conclusion that in most things, I'm pretty strong.
But when it comes to food, sleep, exercise, or anything to do with owls, I'm weaker than the watered-down alcohol you get at weddings.
So to
cheer myself up, for lunch I decided to make myself onion bruschetta! (Think
really posh cheese on toast)It was amazing, and the recipe is as follows:
1. Chop 2 onions, place in a
frying pan and put on the hob on a low heat.
2. Add 2 tablespoons of oil, 1 of balsamic vinegar, and at least 4 spoons of sugar.
3. If you have some red wine laying around, add that too.
4. Simmer for about 40-60 minutes on the low heat until the onion marmalade becomes sticky & soft and the liquid is soaked up.
5. Cut crusty bread into inch-thick slices, drizzle on a little oil and sprinkle on some chopped garlic (1 clove does 4 slices)
6. Spread the onion marmalade onto the bread evenly, and top with slices of cheese (cheddar or goats cheese works well)
7. Put the oven onto the grill setting (or just a really high temperature) and pop the slices in.
8. Grill for about 6 minutes, until the cheese starts to bubble.
9. Serve immediately and enjoy the best lunch EVER :D
Amount
Spent: Nothing2. Add 2 tablespoons of oil, 1 of balsamic vinegar, and at least 4 spoons of sugar.
3. If you have some red wine laying around, add that too.
4. Simmer for about 40-60 minutes on the low heat until the onion marmalade becomes sticky & soft and the liquid is soaked up.
5. Cut crusty bread into inch-thick slices, drizzle on a little oil and sprinkle on some chopped garlic (1 clove does 4 slices)
6. Spread the onion marmalade onto the bread evenly, and top with slices of cheese (cheddar or goats cheese works well)
7. Put the oven onto the grill setting (or just a really high temperature) and pop the slices in.
8. Grill for about 6 minutes, until the cheese starts to bubble.
9. Serve immediately and enjoy the best lunch EVER :D
Mood: Aww yiss!
Top tip
of the day: Definitely
brush your teeth after eating these- they taste amazing but gives you garlic
breath.
Sunday
I spent most of Sunday with Dan, which was really nice. We watched a load of
Firefly (best TV series EVER) and just had a pretty chilled day.When it came to dinner, we really didn't fancy anything he had in his cupboard (no surprise there, he's a typical guy when it comes to food) so we went to Wetherspoons and he paid which was really sweet!
Usually I insist on going Dutch for meals out etc. but as this was my week of scrooge-ness, he treated me.
Amount Spent: Nothing
Mood: Very happy
Top tip of the day: If possible, have a nice boyfriend who doesn't mind treating you once in a while.
Result:
So throughout the whole week, I only spent £3.00, which I think is pretty good going!
I wouldn't say that I've learnt anything in particular, but I know that my bank balance is looking pleased.
If this were one of those school science experiments that you had to prepare and write up, it would look like this:
· Question: Can Sammie go a week without spending anything?
· Hypothesis: Probably not.
· Observations: I did pretty well, but its fair to say I relied on my friends and family quite a bit.
· Conclusion: I can do it, it just requires more will power than I currently possess...
Have any of you challenged yourselves to do something like this? If so, how did it go?
Let me know :)
Sammie
xoxo
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Monday, October 21, 2013
My Money-Saving Challenge!
Hello. toasters!
It's safe to say that my wallet is more than a little empty, what with student finance messing me around (I STILL don't have anything!) and me having to shell out for a new railcard and train tickets.
So, I have set my self the challenge of spending absolutely nothing for an entire week.
That's right... I will try my utmost to spend nothing at all, not on food, bus fares, or any cute vintage items that catch my eye on Ebay
(Yes, even if they are such a bargain)
I share my house with 5 other students and we split everything evenly, so of course bills and money for toilet roll etc. don't count for this challenge, so I definitely wont be the annoying 'can I owe it to you?' friend.
But aside from that, I will basically see what its like to run on empty for a week.
Hopefully I have enough pasta in the cupboard to last me...
I'll let you know how it goes!
Sammie
xoxo
It's safe to say that my wallet is more than a little empty, what with student finance messing me around (I STILL don't have anything!) and me having to shell out for a new railcard and train tickets.
So, I have set my self the challenge of spending absolutely nothing for an entire week.
That's right... I will try my utmost to spend nothing at all, not on food, bus fares, or any cute vintage items that catch my eye on Ebay
(Yes, even if they are such a bargain)
I share my house with 5 other students and we split everything evenly, so of course bills and money for toilet roll etc. don't count for this challenge, so I definitely wont be the annoying 'can I owe it to you?' friend.
But aside from that, I will basically see what its like to run on empty for a week.
Hopefully I have enough pasta in the cupboard to last me...
I'll let you know how it goes!
Sammie
xoxo
Thursday, September 5, 2013
Why I hate Student Finance England & what I would do to them if I had the chance...
So I am an art student, entering into my second year at University.
Or, at least, I hope I will be.
Because, although I have achieved very respectable grades, I might not be let back in.
Why, you might ask?
Well lets turn to Student Finance England for that one.
It turns out these assholes haven't processed my application yet. Not any one of the three applications that I have sent them, over the course of several months. And I need to sort my tuition fee payments before I can re-enrol.
So as I was having a delightful discussion with one of their employees on the phone today (by 'delightful', I mean not at all useful and almost impossible to understand due to his thick Irish accent), you can imagine my delight at being told vague answers to quite straight forward applications.
Me: 'When will I know about the status of my application?'
SFE: 'Every application is different. It could be fourty milliseconds, it could be three lightyears from now'
Me: 'Have you even received my application? I sent the last one more than three weeks ago by recorded delivery'
SFE :'Everything we receive by post takes up to 10 days to be scanned into the system. I have no record of it being in the system'
Me: 'But I sent it more than twenty one days ago'
SFE: 'Oh look, a butterfly'
*Student Finance England then hangs up on me*
Absolutely. Freaking. Delightful.
What I don't understand is how clearly understaffed they are.
What, they can't hire a few more people to scan in postal orders, or look through forms to see that everything is in check?
Yes, I know that students are a large demographic, but seriously? It's not like you can pretend to be surprised by these numbers
You do the same thing year in year out.
Hasn't one person in the company got the common sense to think hmmm, it's only Frank and Bob down there, scanning in the entire student populations' application forms, maybe we should hire a couple more people to help.
10 days to literally just scan a few pages?! Is that a joke?
Take a minute to think about it... have you ever actually known anyone, anyone at all, that has had a good experience with this company?
.....
well?
I bet the answer is no.
Student Finance England: Forever screwing people over from possibly the most financially vulnerable demographic there is.
And another thing that makes this whole situation even more unbearable?
When I go on to their website, they proudly announce the launch of their new student finance magazine!
So instead of actually getting work done, you've been pissing around releasing a magazine that no-one will ever read unless they are stuck on a desert island, and it's the only piece of literature available. And maybe not even then.
Cheers for that, SFE.
So here is a list of what I would do to the Student Finance England company, had I the chance:
And I've got to say, I feel a little better already.
Next time, I promise I'll be more upbeat!
I just seriously needed to get that off my chest
See you next time,
Sammie
xoxo
1. It helps direct your anger.
2. I found slight relief in laughing at their awful photographs, mainly because two thirds of them look like the socially-awkward guests at a barbeque. The ones where the other guests spend well over an hour debating if they'll ever get laid, and if there's any truth in the claim they have an Oedipus complex.
Or, at least, I hope I will be.
Because, although I have achieved very respectable grades, I might not be let back in.
Why, you might ask?
Well lets turn to Student Finance England for that one.
It turns out these assholes haven't processed my application yet. Not any one of the three applications that I have sent them, over the course of several months. And I need to sort my tuition fee payments before I can re-enrol.
So as I was having a delightful discussion with one of their employees on the phone today (by 'delightful', I mean not at all useful and almost impossible to understand due to his thick Irish accent), you can imagine my delight at being told vague answers to quite straight forward applications.
Me: 'When will I know about the status of my application?'
SFE: 'Every application is different. It could be fourty milliseconds, it could be three lightyears from now'
Me: 'Have you even received my application? I sent the last one more than three weeks ago by recorded delivery'
SFE :'Everything we receive by post takes up to 10 days to be scanned into the system. I have no record of it being in the system'
Me: 'But I sent it more than twenty one days ago'
SFE: 'Oh look, a butterfly'
*Student Finance England then hangs up on me*
Absolutely. Freaking. Delightful.
What I don't understand is how clearly understaffed they are.
What, they can't hire a few more people to scan in postal orders, or look through forms to see that everything is in check?
Yes, I know that students are a large demographic, but seriously? It's not like you can pretend to be surprised by these numbers
You do the same thing year in year out.
Hasn't one person in the company got the common sense to think hmmm, it's only Frank and Bob down there, scanning in the entire student populations' application forms, maybe we should hire a couple more people to help.
10 days to literally just scan a few pages?! Is that a joke?
Take a minute to think about it... have you ever actually known anyone, anyone at all, that has had a good experience with this company?
.....
well?
I bet the answer is no.
Student Finance England: Forever screwing people over from possibly the most financially vulnerable demographic there is.
And another thing that makes this whole situation even more unbearable?
When I go on to their website, they proudly announce the launch of their new student finance magazine!
So instead of actually getting work done, you've been pissing around releasing a magazine that no-one will ever read unless they are stuck on a desert island, and it's the only piece of literature available. And maybe not even then.
Cheers for that, SFE.
So here is a list of what I would do to the Student Finance England company, had I the chance:
- I would lock them in a room with Keith Lemon and Janet Street-Porter.
- I would spend my entire maintenance loan- if it ever arrives- on cooking oil. I would boil said oil, and then dip each member of staff in. (I realise this one is a bit dark, but then again, I'm pretty angry and upset right now)
- I would superglue headphones to their ears and put 'Friday' on repeat.
- I would enter them into the Hunger Games
- I would visit their offices, and glue everything to the ceiling- chairs, desks, papers and all (Just like the monkeys did in Roald Dahl's The Twits)
- I would leave them on the edge of outer space.
- I would make them sit through Gordon Brown reading the whole of the Old Testament, and every time they fell asleep, they'd lose a finger.
- I would drop them in North Korea with an important-looking briefcase containing documents written in code.
- I would attach them to Jedward, one on each hip.
- I would make them go back to University, and apply for a loan through their own system.
And I've got to say, I feel a little better already.
Next time, I promise I'll be more upbeat!
I just seriously needed to get that off my chest
See you next time,
Sammie
xoxo
1. It helps direct your anger.
2. I found slight relief in laughing at their awful photographs, mainly because two thirds of them look like the socially-awkward guests at a barbeque. The ones where the other guests spend well over an hour debating if they'll ever get laid, and if there's any truth in the claim they have an Oedipus complex.
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